Planning — where every successful venture begins

Strengthen your vision for fintech

Do you want to start a fintech business in India? Not sure where to launch? Feeling overtaken by the fintech industry's intricacies? Our planning service is designed to give aspiring fintech entrepreneurs a clear, structured, and stress-tested foundation — before they commit serious capital or time.

We work with you to transform an idea into a defensible business case. The output is a comprehensive planning document that becomes the north star for every subsequent decision — from company formation to technology architecture to marketing investment.

Well-versed in guidance

We offer professional counsel and direction to assist you in navigating the fintech environment. Our team has collectively spent decades inside RBI-regulated entities, fintech startups, and global consulting firms — we know which models work, which don't, and which regulations are dealbreakers.

Personalized approaches

Our planning services are tailored to meet the specific objectives of your startup. We don't believe in template business plans. Every engagement starts with a deep understanding of your target segment, capital base, geography, and risk appetite — and the plan is built around those specifics.

Streamlined timetable

We remove the uncertainty by dissecting the procedure into digestible steps. You'll get a 24-month milestone plan with quarterly checkpoints, so you always know what's next, what's blocking, and what to prioritize.

What our planning engagement covers

Regulatory perspectives

Keep up with the latest changes to laws and requirements for compliance. We map every licence, registration, and filing you'll need — RBI NBFC, MCA incorporation, GST, DPDP Act compliance, RBI Digital Lending Guidelines adherence — and structure them into a regulatory roadmap with timelines and dependencies.

Analysis of markets

Examine the potential and difficulties facing the Indian fintech industry. We deliver a market sizing for your specific segment (personal loans, SME lending, BNPL, supply chain finance, etc.), competitive landscape analysis of existing players, regulatory tailwinds and headwinds, and whitespace identification.

Develop business models

Develop a long-term business plan for your fintech business. We help you choose between NBFC, DLA (Digital Lending Agent), P2P, and other models — and design the unit economics, ticket size, tenor, and pricing that make your specific model profitable.

Revenue planning

Make a precise plan for generating revenue. We model 3 revenue streams (typically: interest income, processing fees, platform fees), project customer lifetime value (CLV) against customer acquisition cost (CAC), and stress-test break-even under various scenarios.

Efficiency in costs

Make the most of your operating costs to increase profits. We benchmark operating cost ratios against comparable fintech players and identify automation opportunities that can shave 30-50% off your cost-per-loan within 18 months of launch.

SWOT evaluation

Determine your advantages, disadvantages, opportunities, and dangers. Our SWOT goes beyond the standard template — we assess your team, capital, regulatory positioning, tech capability, brand, and distribution against 5-7 comparable players in your segment.

Identifying USPs

Find out what makes you distinct. In a market crowded with generic lenders, your USP is what determines whether you survive. We help you articulate it, defend it, and operationalize it across product, marketing, and customer experience.

Start your fintech success journey here

Are you an aspiring entrepreneur with a vision to start your own business? Are you unsure where to begin or feeling overwhelmed by the complexities of setting up your venture? Our planning engagement is the right starting point — book a free discovery call to discuss your situation.

Start Planning Your Venture